Chinese Finance

Name: Bosong Wang Student Number: 40303198 The main purpose of this article is to analyze the relationship between real estate and inflation in China. Inflation means that money is worthless. In other words, you have to spend more money to buy the same goods (Ralph, 2017). This can be called devaluation, and also this can be called inflation. Real estate is a commodity, and also it has two attributes: one is the attribute of consumer goods as a consumption function, the other is the financial nature of assets. When it is a consumer good, it can reflect the impact of inflation on housing prices, the phenomenon of assets and inflation rising simultaneously. On the one hand, housing prices reflect inflation; on the other hand, housing prices beat inflation.         In 1998, the Chinese government made a major adjustment to its housing policy. This important move turned real estate assets into tradable commodities. Over the next 15 years, property prices soared, whi...

Name: Kaining Lu Student Number: 40287327 Chinese Finance (in the midst of the epidemic)   When it comes to China's financial, I head out of the first signal is triggered by  George Soros   in 1997 Hong Kong financial battle, at that time, there are many loopholes in China's financial industry, but is now 2020, although obtained the fast development of China's financial industry also makes up for the many loopholes, but in the first half of this year has a very big challenge - COVID - 19 . I will make my own views on China's financial situation in this epidemic from three aspects in combination with current politics.   From the perspective of financial industry, first of all, from the perspective of banking sector, the epidemic will have a temporary impact on the fundamentals of Banks. From the four dimensions, 1. The foreign assistance of Banks in credit will cost quite high, such as reducing interest rates and reducing fees for enterprises in the epidemic area. 2. ...

 Name:Qidi Dong Student number：40295021   There are six financial systems in China: the People's Bank of China, the government, commercial Banks, securities companies and other financial investment institutions, enterprises and individuals. Due to the development of the global epidemic, China's financial market will inevitably be hit, which may be of a long-term duration. Therefore, when problems occur in the financial system, it will directly affect the financing of financial practitioners and the whole system, causing stagnation of their economic activities and decline of economic liquidity. The banking industry, as the main body of China's financial system, needs to play a financial role and is dominant. From 2003, the bank of China's asset scale is less than 30 trillion to nearly 300 trillion now, developing rapidly. However, due to the current impact of the epidemic, the financial level will also be subject to some uncertain factors. In China, the main financing mo...

Name: Zhanying Xiao Student Number: 40290708  I was able to share several experiences about Chinese commercial banks with you. I thought that they were very unforgettable. Firstly, when I was a child, I could see several banks which were not far from my apartment. There were so many people including  workers and farmers who entered the bank to deposit or withdraw money. I thought that the local banks were very popular. Secondly, when I was in the university, I received two bank cards. I gradually learnt to use the bank card. My university was located in Changchun. So it was far away from my hometown. In order to buy the things which I really needed in the university, I could possess money from family members through the bank card. It was very convenient for me. I could use the cash machine instead of asking the staff who worked in the bank for help when dealing with some affairs about the banking. Because of the bank card, I could spend less time on paying for the products whi...